| Plan |
Online Credit Card Rate |
In-Person Rate |
Third-Party Gateway Fee |
| Basic |
2.9% + $0.30 |
2.6% + $0.10 |
2.0% |
| Shopify |
2.7% + $0.30 |
2.5% + $0.10 |
1.0% |
| Advanced |
2.5% + $0.30 |
2.4% + $0.10 |
0.6% |
| Shopify Plus |
Custom rates (negotiated) |
Custom rates |
0%–0.15% (negotiated) |
Note: Rates apply when using Shopify Payments. If you opt for a third-party payment provider (e.g., PayPal, Stripe), additional transaction fees apply as listed above.
🧾 Additional Considerations
- Currency Conversion Fees: For international transactions, Shopify charges a currency conversion fee of 1.5% for U.S.-based stores and 2% for stores in other regions. Shopify
- Chargeback Fees: If a customer disputes a charge, Shopify may apply a chargeback fee, which varies by country.
✅ Tips to Minimize Fees
- Use Shopify Payments: This eliminates the additional transaction fees associated with third-party gateways.
- Choose the Right Plan: As your sales volume increases, upgrading to a higher-tier plan can reduce your per-transaction fees.Omnisend
- Monitor International Sales: Be aware of currency conversion fees when selling to customers in other countries.
Understanding these fees is crucial for pricing your products effectively and maintaining healthy profit margins.